If you have never been arrested or even received a traffic ticket, you might not know how important it is to have a clean criminal record. There are many reasons to keep your record clean, and some of them might not be the first ones on your mind. Something as innocent as trying to rent a car or an apartment can be impacted if you have a criminal record, but there are things you can do to make sure your record is clear. There are certain criteria that have to be met first, but if you qualify for an expungement, you should take the steps needed to ask the Court for this type of order. Once entered, damaging information is no longer visible for public viewing.
Some people hang on to just about everything. Receipts for department store purchases are necessary if you want to return the item later. Having your will handy and in a safe place is important when your heirs try to distribute your estate according to your last wishes. The mortgage on your home and other financial papers prove ownership and also spell out the rights and obligations of the parties. Over a lifetime, you accumulate a lot of paper and important documents. When a couple files for divorce, it can get confusing as to what papers are needed and what can be trashed.
Consumer Reports breaks down documents into categories when suggesting how long to hang on to things. Some good rules of thumb are to keep track of banking deposit and withdrawal slips only long enough to reconcile your statement and hanging… Continue reading